Independent Financial Adviser East Lothian, Edinburgh, UK

Mortgages, Pensions, Insurance & Investments

Based in East Lothian, near Edinburgh, Niven Financial Ltd is an Independent Financial Adviser, providing financial advice to clients throughout the UK. Niven Financial Ltd provide advice on: Mortgages, Equity Release, Pensions, Life Insurance, Annuities, Investments and Long Term Care.

Niven Financial Ltd is the trading name of Independent Financial Adviser – John Miller. With many years experience in the industry, John’s professional membership and qualifications include:

  • FCA Registered Adviser (Reference number  JNM00012)
  • Personal Finance Society
  • The Society of Mortgage Professionals
  • The Chartered Insurance Institute
  • Chartered Insurance Institute  Certificate in Securities Advice  Dealings
  • The Advanced Mortgage Qualification
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Niven Financial Ltd Information

  • We are Independent Financial Advisers.
  • Independent Financial Advisers work for the client.
  • We are not Restricted Advisers.
  • We are not restricted to Products our Network /Company wants to offer  you.
  • We are not going to shoehorn your money or investments into a ready made Portfolio.
  • We make the business decisions in the Lothians, not London or Offshore.
  • We are the owners of the business not some distant partners.
  • We are not owned by Insurance Companies /Shareholders trying to promote their products.
  • We have been Financial Advisers since 1988
  • £8,420,000 funds under management (correct at 15/9/2025)
Statement of Professional Standing
EFPA - EUROPEAN FINANCIAL ADVISOR EFA

Home Insurance

Niven Financial Ltd

Springwell
Goose Green Road,
Gullane, East Lothian EH31 2AT
Phone: 01875 810333
Email: advisor@nivenfinancial.co.uk

Opening Hours

Monday10:00 AM - 7:00 PM
Tuesday10:00 AM - 7:00 PM
Wednesday10:00 AM - 7:00 PM
Thursday10:00 AM - 7:00 PM
Friday10:00 AM - 7:00 PM

Saturdays by appointment

Legal

Niven Financial Ltd is Authorised and Regulated by the Financial Conduct Authority. Financial Services Register Number 554067.

Registered in Scotland, Company Number SC399577.

Registered Office address: Springwell, Goose Green Road Gullane EH312AT. Trading Address: As per registered address.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Most buy to let and commercial mortgages are not regulated by the Financial Conduct Authority.

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